Truth-In-Lending Manual: Text and Forms

Author: Ralph C. Clontz, Jr, Esq. and James H. Pannabecker, Esq.
Price: $499
Format: Loose-leaf
Frequency: 3 updates annually Plus shipping and handling.
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Table of Regulatory Citations
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Congress and the Federal Reserve Board have continued to fine tune the Truth-In-Lending Act, Regulation Z, Regulation M, and the Official Staff commentary in an effort to balance the concerns of consumers with those of the lending community. Financial institutions must comply and keep up-to-date with the regulatory changes each time they engage in a lending activity.

Truth-in-Lending Manual is a comprehensive, practical guide to Truth-In-Lending, Regulation Z, and Regulation M compliance. This two-volume reference offers clear analysis of the law, practical guidance for complying with regulations, and assistance in drafting forms and developing procedures that comply with truth-in-lending requirements.

The Manual contains:

Compliance requirements complete with a cross-reference chart of Truth-In-Lending Act and Regulation Z
Solid and easy-to-understand discussions of the entire body of Truth-In-Lending Act
More than 100 sample forms and disclosures--chosen from working files of leading banks nationwide
The full text of Regulation Z and Regulation M with related procedures and policies
The Official staff commentary

Order now to receive the help you need for compliance with truth-in-lending requirements!

Original author Ralph C. Clontz, Jr. was recognized throughout the United States as a leading authority on consumer credit law. He headed a law firm that regularly represented 15 banks, and was a noted consultant to numerous other banks and associates across the country.

James H. Pannabecker writes from Natural Bridge Station, Virginia, focusing on banking law and regulatory compliance. He was formerly a senior vice president and general counsel of Citicorp Mortgage, Inc., where he managed the provision of legal services for the nationwide origination of mortgage loans through Citicorp’s affiliated first mortgage lenders. Before joining Citicorp, Mr. Pannabecker served as in-house counsel to Maryland National Bank; First Virginia Banks, Inc.; and First American Mortgage. Mr. Pannabecker is the author or co-author of numerous publications in the areas of mortgage lending, truth-in-lending, financial privacy, and banking law. These include Mortgage Compliance Update: Solutions for Mortgage Professionals (A.S. Pratt & Sons); The RESPA Manual: A Complete Guide to the Real Estate Settlement Procedures Act (A.S. Pratt & Sons); Mortgage Lending Compliance with Federal and State Guidance (A.S. Pratt & Sons); Model Compliance Manual: A Template for Mortgage Professionals (Sheshunoff Information Services); Mortgage Lending Operations and Administration (Sheshunoff Information Services); and The Truth-in-Lending Manual by Ralph C. Clontz, Jr. (Warren, Gorham & Lamont), He graduated from the University of North Carolina School of Law in 1978 and has been admitted to practice law in the District of Columbia, Georgia, Maryland, Missouri, North Carolina, and Virginia.