| Date: | Tuesday, June 24, 2008 |
| Time:* | 1:00 PM – 2:30 PM ET |
| Featured Speaker: | Gary M. Deutsch |
| Duration: | 90 Minutes |
| Location: | Your office or conference room |
| Prerequisites: | None |
If your area does NOT observe Daylight Saving Time, the time will be one hour earlier.
Develop and maintain a commercial real estate lending policy that satisfies the regulators
The regulators are observing a buildup in commercial real estate lending, especially among community banks and are closely scrutinizing this area to determine whether institutions are taking a risk management approach in their CRE policies. Your financial institution needs to adopt comprehensive policies that monitor your commercial real estate concentrations and protect your institution against problems that can jeopardize its safety and soundness.
How to Develop and Sustain a Commercial Real Estate Concentration Risk Management Policy will help your institution develop a strong CRE policy that addresses risk management issues so that your institution can continue to make sound commercial real estate loans. Our expert speaker will discuss the most recent, final regulatory guidance issued and risk management practices from the 2006 Interagency Guidance.
Key policy areas that will be covered include:
- Board and Management Oversight
- Risk Assessments
- Risk Management
- Management Information System (MIS)
- Market Analyses
- Lending Policy
- Loan Exceptions
- Construction and Development Loans
- Portfolio Stress Testing and Sensitivity Analysis
- Credit Risk Review
- And More!
Registration Includes:
- Admittance to the 90-minute call for as many people as you can fit in a room with a speakerphone
- Access to the specially created presentation handouts (made available 48 hours in advance) which can be printed and used to train your personnel
- Participation in a 30-minute live Q&A with the speaker following the presentation
- Certificates of completion for all audio conference attendees
- Attendees will takeaway a CRE Policy checklist to use in preparing or updating a policy statement
Who Should Attend?
- Board members
- Senior management
- Loan officers
- Everyone involved with developing and maintaining a CRE policy for your institution
About Our Speaker
Gary M. Deutsch, CPA MBA CMA CBA CIA has worked extensively with financial institutions in audit, lending, financial, and operational areas. He has served in senior positions for regional banks as VP of Finance, Real Estate Loan Officer and Senior Audit Manager. Mr. Deutsch served as a consultant to financial institutions in strategic planning, profit improvement, financial management, and merger- and acquisition-related studies while working at KPMG. He was the CFO at a start-up bank, where he organized the accounting, finance, and investment functions to manage significant growth.
Mr. Deutsch is the President of BRT Publications LLC. His published works include ALM Management Manual, Loan Procedures Manual, Practices and Procedures for Financial Institution Risk Management, Bank Controller’s Manual, Internal Audit Procedures Handbook, and Risk-Based Audit for Financial Institutions.
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