Let A.S. Pratt & Sons, a leading provider of regulatory law and compliance work solutions help you achieve higher profits. We give you the edge with products and services in both print and electronic formats.

Pratt’s Audio Conference Series

Learn from the experts—for one low price and in the comfort of your own office.

Listen to our quick audio tour to learn more about our audio conference series!

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RESPA Manual - A Complete Guide to the Real Estate Settlement Procedures Act

Your source for complete up-to-date coverage of all RESPA compliance issues including HUD’S newly released RESPA reform proposal.

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Pratt's Payment Systems Audio Conference Library

A compilation of five popular A.S. Pratt audio conferences, offering comprehensive coverage of the payment systems area including legal, operational, compliance and anti-fraud. A valuable educational resource.

With Clarks’ Guide to Electronic Check Collection: Check 21, Image Exchange & Electronic Check Presentment Barkley and Barbara Clark provide you with the legal and practical information you need to keep up with this rapidly changing landscape.

Keep up to date with the latest developments in privacy and data security law:
Privacy and Data Security Law Journal

Online access to top UCC treatises. Visit Pratt's Legal & Regulatory Research Center today!

Find answers to today’s most pressing corporate security questions with Corporate Security Desk Reference.

The evolution of the USA PATRIOT ACT, updates to the National Money Laundering Strategy, and ongoing initiatives by the Financial Crimes Enforcement Network (FinCEN) highlight the need to maintain a strong BSA/AML program at your institution. Pratt’s BSA/AML Update keeps you up-to-date with recent developments and helps ensure that you have the information you need to comply with the ever-changing requirements.

With identity theft increasing, check fraud continuing to lose millions for the industry, and information system breaches happening almost daily, bankers need a reliable source that critically analyzes these major issues. Pratt’s Bank Fraud & IT Security Report is that resource.

An "Instant Classic" from E-Commerce Experts
Raymond T. Nimmer and Holly K. Towle bring you their unparalleled expertise in the ground-breaking new treatise, The Law of Electronic Commercial Transactions.

If you are a lender or a borrower-- or if you represent one--you need The Law of Secured Transactions Under the Uniform Commercial Code on your desk. Author Barkley Clark guides you through the intricacies of UCC Article 9, the Bankruptcy Code, the Federal Tax Lien Act, and other laws and regulations that affect your secured financing transactions.

Brady on Bank Checks, the leading publication on bank checks, provides easy-to-use information to ensure that all your transactions involving bank checks and commercial paper are handled properly under current case law and in compliance with all applicable regulations.

Truth-in-Lending Manual This two-volume reference offers clear analysis of the law, practical guidance for complying with regulations, and assistance in drafting forms and developing procedures that comply with truth-in-lending requirements.

Federal Fair Lending and Credit Practices Manual provides easy reference to federal laws regulating fair lending and credit practices for practitioners representing lending institutions and other entities that extend credit to consumers.

The Housing and Economic Recovery Act of 2008 signed into law.
Rebuilding the Mortgage Lending Market: Changes in Legislation, Regulation & Policy
A new comprehensive resource that will keep you updated on changes in mortgage laws and regulations as they are proposed, adopted and implemented

FREE SPECIAL REPORT

Regulation Z Revisions Target Subprime Abuses and More
TILA/Regulation Z Rule Just Finalized!
Get a head-start and learn what you need to do to comply

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Pratt’s Letter has been bankers’ best resource on legal and regulatory issues since 1867. Now, it’s available on the Web with the news as it happens, more in-depth coverage, and interactive features!

Mortgage Banking Guidance
Increased legislative and regulatory scrutiny of lending practices makes it more crucial than ever to stay informed about federal and state law changes. A.S. Pratt & Sons is your best source for guidance on compliance and management issues that affect your business every day.

Stay on top of the regulatory changes that will affect mortgage lending this year with our Manager’s Guide to 2008: Satisfying Changing Requirements.

Pratt's Mortgage Compliance Letter provides you with the most exhaustive monthly coverage of developments in mortgage banking law and regulation, written by the experts at Buckley Kolar, LLP.

Pratt’s RESPA Manual: A Complete Guide to the Real Estate Settlement Procedures Act gives you complete guidance and work tools on complying with RESPA and Regulation X. Written by James Pannabecker and David Stemler.

Pratt’s Mortgage Lending Compliance with Federal and State Guidance, by James Pannabecker— expert analysis and interpretation of the federal regulations plus state-by-state coverage of key mortgage lending laws.

Secondary Market Residential Mortgage Transactions: Business and Legal Strategies, by Karen Gelernt-- the most comprehensive guide available for buying and selling mortgages in the secondary market.

Lenders engaging in second mortgages and home equity loans need to keep up-to-date with the myriad, rapidly changing state laws and regulations. Pratt's State Regulation of Second Mortgages and Home Equity Loans provides you with the information and guidance you need to comply with state laws and regulations.

See a complete list of Pratt mortgage-related publications here!

AS Pratt & Sons has been bringing bankers the top industry intelligence since 1867. Click here to learn more.


Find regulatory and management guidance tools at Sheshunoff Information Services.

Lenders and their attorneys need to keep up-to-date with changes in the Uniform Commercial Code, especially newly revised Article 9 and Article 5 to avoid legal risk associated with making and drafting commercial loan agreements. The revised Structuring and Drafting Commercial Loan Agreements discusses each change.

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